Buyer services
Waterfront homes in Northeast Florida
River, Intracoastal, creek, lake or ocean. Each kind of waterfront comes with its own questions.
Kinds of waterfront here
- St. Johns River through Ortega, Avondale, San Marco, Mandarin and beyond, with wide views and big water.
- Intracoastal Waterway in Ponte Vedra Beach, the Beaches and St. Augustine, with boating access to the ocean.
- Creeks and marsh like Julington Creek, Pablo Creek and the marshes along the coast.
- Oceanfront along A1A from Atlantic Beach to St. Augustine Beach.
- Lakes and ponds in many master planned communities.
What I check on waterfront homes
- Dock and lift permits, condition and depth at the dock at low tide if you boat.
- Seawall or bulkhead age and condition.
- Flood zone, elevation certificate and flood insurance quote.
- Wind insurance and mitigation features.
- Coastal construction rules for oceanfront property.
- Any HOA or community rules about docks and boats.
Find your waterfront
Tell me how you want to use the water.
Boating, paddling, views, fishing or just quiet. It narrows the search fast.
- Taniya Refai, REALTOR® and Florida Real Estate Sales Associate
- FL Sales Associate Lic. SL3439859
- Mobile (850) 570-7300
- Email [email protected]
Florida Homes Realty & Mortgage
Brokerage Lic. CQ1032918 | Office (904) 996-9115
9191 R G Skinner Pkwy, Suite 102, Jacksonville, FL 32256
Qualifying broker: James V. Angelo, Lic. BK3050707
Questions
Frequently asked questions
Do I need flood insurance for a waterfront home in Florida?
If the home is in a FEMA special flood hazard area and you have a mortgage, your lender will require it. Most waterfront owners carry it either way. Get a quote during your inspection period.
What should I inspect on a waterfront property?
Beyond a standard inspection, look at the seawall or bulkhead, the dock and lift, permits for those structures, elevation, and drainage. A marine contractor can evaluate seawalls and docks.