Check an address before you fall for it
Flood zone, ground elevation and county for any address, straight from official federal data.
Sources, queried live: U.S. Census Bureau Geocoder for the location and county, FEMA National Flood Hazard Layer for the flood zone, and the USGS Elevation Point Query Service for ground elevation. Results describe the mapped location of the address and may not match a specific structure. Always confirm with an elevation certificate and an insurance quote.
Found a home you like? Let's look at it together.
Taniya Refai | Florida Homes Realty & Mortgage | Brokerage Lic. CQ1032918 | Office (904) 996-9115
Frequently asked questions
Do I need flood insurance in a Zone X?
Lenders generally don't require it in Zone X, but flooding happens outside high risk zones too, and it isn't covered by standard homeowners policies. A flood quote is worth getting on any Florida home, and it's often less expensive outside high risk zones.
What does Zone AE mean?
Zone AE is a high risk area with at least a 1% annual chance of flooding, where FEMA has set a base flood elevation. If you have a federally backed mortgage, flood insurance is required. An elevation certificate shows how the home sits relative to that base flood elevation, which affects the premium.
Is the flood zone the only thing to check?
No. Look at the elevation certificate, the home's flood and insurance claim history, drainage on the street and the cost of a flood quote. I help buyers do all of this during the inspection period.